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Regulation D 506c – For Accredited Investors Only

The fixed interest rate offered on private placement promissory notes applies only to the specific note purchased at the time of investment. The Company may change the interest rate offered on future Notes at any time. A change in rates for new notes does not affect the rate on previously issued Notes. The interest rate does not guarantee the Company’s future financial condition or its ability to meet its payment obligations. Past performance is not indicative of future results. An investment in private placement promissory notes is not the same as a deposit with a banking institution.

The Company’s performance and operations may differ from other private or registered investment vehicles due to differences in structure, strategy, and regulatory requirements. The securities are being offered under exemption from Securities and Exchange Commission (SEC) registration. They follow the disclosure and reporting requirements applicable to exempt offerings. The SEC did not review or approve the securities, terms, or accuracy of the offering materials, as is standard for exempt private offerings.

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